Our Services

Credit Report Analysis & Strategy Session

We start by reviewing your full three-bureau credit report and identifying inaccurate, unverifiable, or outdated information. You’ll receive a clear breakdown of what’s helping, what’s hurting, and the fastest path toward improving your credit profile.

Pesonal Information Cleanup

Incorrect names, addresses, phone numbers, and employment information can trigger false matches with negative accounts. We dispute and correct all outdated or inaccurate personal data to ensure your reports are clean and consistent.

Dispute Preparation & Processing

We prepare and send customized disputes to the credit bureaus and furnishers on your behalf. Our process challenges inaccurate, unverifiable, or incomplete negative items — including collections, charge-offs, late payments, repossessions, and more.

Creditor & Furnisher Direct Challenges

In addition to bureau disputes, we send targeted requests directly to creditors and collection agencies, requiring verification of accounts they are reporting. If they cannot verify the information, they must correct or remove it.

Monthly Progress Updates

Every month, you’ll receive updates on what was disputed, what responses came back, and what is being worked on next. You always know exactly where you stand in the process.

Credit Education & Guidance

We provide step-by-step coaching on rebuilding positive credit, managing utilization, adding strategic tradelines, and structuring your credit profile for long-term success.

Score-Building Recommendations

We guide you through actions that actively help improve your score over time — including credit mix, utilization strategies, secured cards, and best practices for maintaining strong credit.